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These events are the type where it is not that life-threatening or life-changing if you fail to pay cash quick and up-front. You'll just have to cough up a little more dough than usual afterwards.3. Not Important, Not Urgent - This third kind is the sort of event where you should not take out pay day loans for.

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Things such as sudden medical emergencies and payment for tuition fees and house bills (water and electricity) come under this category.2. Important, but Not Urgent - Events that fall under the second category are the ones in places you need cash, but usually the bank notes are those that are regular (monthly, bi-monthly, annually, etc.) so you know when payment is due, and also the amount is fixed, so you know how much to set aside each payday.

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